Feb-20

Yes

Yes

Yes

EPC must be submitted at the stage of application.

New Builds and Existing Homes

A/B

2018

Yes

Yes

Verification via an EPC or Predicted EPC that property has or will have an energy efficiency rating of 81 or above, or EPC A or B.

New Build

A/B; 81 SAP

2022

Yes

Yes

Invoice provided showing proof of works

Apr-23

Jan-22

Verification via an EPC or Predicted EPC that property has or will have an energy efficiency rating of 81 or above, or EPC A or B.

Buy-to-let, Existing and New Build

A/B; 81 SAP

Jul-22

Yes

Customers are required to have either a valid Energy Performance Certificate (EPC) or Predicted Energy Assessment (PEA) of A-C

Buy-to-Let or Let-to-Buy Property

A-C

Yes

Jun-21

Yes

Yes

The client is asked to send across a copy of the EPC certificate. To validate, bankers are also instructed to enter the RRN code on epcregister.com to check the EPC Grade.

Existing Homes or New Build

A/B

Yes

Jun-21

Yes

Yes

Yes

The client is asked to send across a copy of the EPC certificate. To validate, bankers are also instructed to enter the RRN code on epcregister.com to check the EPC Grade.

A/B/C

Yes

May-23

Yes

Yes

Yes

Prior to an offer being produced, customer must send in a quote confirming the work being undertaken amounts to at least half the funds being requested.

Residential and Buy-to-Let

Yes

Jul-22

Yes

Yes

May-22

Yes

Existing Properties

A-B

May-23

Yes

Yes

Yes

Prior to an offer being produced, customer must send in a quote confirming the work being undertaken amounts to at least half the funds being requested.

Residential and Buy-to-Let

Yes

Jan-22

Yes

Yes

Existing Homes

A-C

2020

Yes

Yes

Plans of how the EPC rating will be incorporated into the plan must be evidenced.

Self-Build

Anticipated A or B

Yes

2020

Yes

Yes

Plans of how the EPC rating will be incorporated

Self-Build

Anticipated A or B

Yes

Jun-21

Yes

Yes

Yes

Quotes of how the borrower intends to improve the EPC rating must be evidenced.

Residential Homes

A/B

Yes

Jun-21

Yes

Yes

Yes

Quotes of how the borrower intends to improve the EPC rating must be evidenced. Cashback must be used to improve EPC band.

Buy-to-Let

A/B/C

Yes

Jun-21

Yes

Yes

Yes

Indicative list of accepted home improvements provided.

Existing Homes

N/A Based on qualifying works

Yes

2006

Yes

Yes

Yes

Discount applied once confirmation that property is completed and final energy certification is provided.

Self- and Custom-Build, Existing Homes, Conversions

Minimum A/B (88 SAP for self- and custom-build and 85 SAP for conversions)

Yes

2006

Yes

Yes

Yes

Yes

Discount applied based on the scale of improvements in the EPC rating and once final energy certification is provided.

Renovations

Improvement in the EPC rating

Yes

2006

Yes

Yes

Yes

Discount applied to value of qualifying works for energy efficiency improvements.

Existing Homes, Renovations

N/A - based on qualifying works

Yes

Apr-22

Yes

Yes

Yes

Yes

Property EPC must show the rating applicable to the product. Product comes with one free valuation.

Buy-to-Let

A/B/C

Feb-21

Yes

Yes

Cashback upon completion and a reduced product fee.

Buy-to-Let

A/B/C

Apr-22

Yes

Yes

EPC must be submitted at the stage of application.

Buy-to-Let, Existing Homes

A/B

Hampshire Trust Bank

May-22

Yes

Yes

Buy-to-Let

A-C

Nov-20

Yes

Yes

Customers are required to submit a claims form and upload a copy of their invoice. Customers must register for the reward by the 31st October 2023 and claim by 29th February 2024

Existing Homes, New Builds

Yes

Jul-21

Yes

Yes

Customers are required to have either a valid Energy Performance Certificate (EPC) or Predicted Energy Assessment (PEA) of A or B

Existing Homes, New Builds

A/B

Yes

Jul-21

Yes

Yes

Yes

At least 50% of additional funds borrowed must be spent on specified list.

Buy-to-Let and Residential

Yes

Jul-20

Yes

Yes

Yes

EPC must be submitted at the application stage. All customers will receive cashback when the advance completes to contribute to cost of EPC.

Existing Homes

2021

Yes

Yes

Property must be rated A/B at time of purchase. Purchase Only

New Build and energy efficient existing properties

2021

Property must be rated A/B at time of purchase. Purchase Only

New Build and energy efficient existing properties

Oct-21

Yes

Yes

Buy-to-Let

A-C

Jun-21

Yes

EPC must be from within the last 24 months.

Buy-to-Let; New Builds

A/B/C

Sep-21

Yes

Yes

If applicable product, cashback paid at completion when an up-to-date EPC of A or B can be evidenced.

Purchase Only

A/B/C

Yes

Feb-22

Yes

Yes

Customers are required to submit a claims form and upload a copy of their invoice. Customers must register for the reward by the 31st October 2023 and claim by 29th February 2024

Existing Homes, New Builds

Yes

Feb-23

Yes

Yes

Customers are required to have either a valid EPC showing on the EPC register of EPC A or B

Existing Homes, New Builds

A/B

Yes

Energy Saver Cashback Offer

Nov-20

Yes

Yes

Cashback will be paid upon completion of qualifying works once approved by Legal and General Home Finance.

Feb-22

Yes

Yes

Existing Homes, New Builds, First Time Buyers

A

May-22

Yes

Yes

Yes

At least 50% of borrowing must be spent on specific energy efficiency improvements.

Buy-to-let

Yes

Jul-20

Yes

Yes

Yes

At least 50% of borrowing must be spent on specific energy efficiency improvements.

Existing Homes

A/B

Yes

Yes

Yes

Yes

Refund half of the application fee paid at the start of the mortgage if an EPC of A or B can be evidenced within two years of the start of the self-build project.

Self-Build

A/B

Yes

May-22

Yes

Yes

Yes

At least 50% of borrowing must be spent on specific energy efficiency improvements.

Buy-to-Let

Yes

Apr-21

Yes

Yes

Two weeks after the mortgage completes, Nationwide use the government register to look up the property’s EPC and check its score.

New and Existing Homes

A/B

Mar-20

Yes

Yes

Yes

100% of borrowing must be spent on energy efficiency improvements (specified list).

Existing Homes

May-22

Yes

Yes

Buy-to-Let

A/B/C

Oct-20

Yes

Purchase & Remortgage, Resi & BTL

A/B

Yes

Jul-21

Yes

Yes

Buy-to-Let

A/B/C

Jun-21

Yes

Yes

Buy-to-Let

A/B/C

Mar-22

Yes

Yes

Where the borrower commits to improving the property to achieve a minimum of EPC C, an additional special condition will be added to the offer requiring sight of an updated EPC certificate prior to completion or the solicitor to confirm this is in place.

Buy-to-Let (Single unit properties)

A/B/C (or lower with commitment to bring up to minimum of EPC C)

May-22

Yes

Yes

Submission of the new EPC certificate post-work completion. The cost of the new EPC certificate will be refunded (up to £100).

Buy-to-Let

A/B/C

Jan-22

Yes

Yes

Client must spend at least 50% of the Additional Borrowing on energy efficient home improvements.

Existing Homes

A/B/C

Yes

Sep-20

Yes

Yes

Proof of energy efficiency upgrades (to minimum EPC E) required. If proved, customers will be given a discount on their monthly mortgage payments for the remainder of the two-year deal.

Existing Homes

A/B/C/D

Yes

Jun-22

Yes

Yes

Existing Properties

Mar-22

Yes

Yes

Existing Homes

A/B

Jun-21

Yes

Yes

A quote from supplier to confirm the green home improvements will have to be provided. Select energy efficiency improvements specified.

Existing Homes

Yes

Apr-21

Yes

Yes

Yes

Client must spend 100% of additional borrowing on acceptable energy efficient home improvements. Checks may be carried out to ensure work has been completed.

Buy-to-Let

Oct-22

Yes

Yes

Yes

Yes

All

May-21

Yes

Yes

New Build

Apr-22

Yes

Yes

Buy-to-Let

A/B/C (or lower with commitment to bring up to minimum of EPC C)